We get it, between everything in your life, dental work may not be a high priority. Thankfully, there are a number of ways to assure you keep your pearly whites as clean as can be. According to the Federal Agency for Healthcare Research and Quality report, the cost of dental care has increased 23% since 1996.
Since many healthcare plans do not include dental insurance, a good number of Americans choose to opt out. According to the ADA, 33.5% of Americans don’t have dental insurance. If you don’t happen to have dental insurance, here are some alternative options.
If you find you need dental work or surgery, check your health insurance policy to see if you qualify for dental work that is “medically necessary”. Depending on your policy, your provider may find dental work a medical procedure and it may be covered. As you know, your mouth health is connected to your overall health. If your dental work is connected to a pre-exsisting condition, or a diagnosed illness, you may be able to get it covered by your health insurance.
If you find yourself in a real pinch, consider taking out a personal loan to cover dental expenses. Since personal loans tend to have lower interest rates than a credit card, some individuals choose this option. Another benefit to personal loans is being able to customize to your unique situation.
At Chanhassen Family Dentistry, we want everyone to have access to dental care. That is why we offer a payment option through Wells Fargo that features a credit card and convenient monthly payments to fit your budget. This payment option also offers online account management and bill payment, special financing, where available, and a line of credit that you can use again and again. Contact us if you would like to know more about our payment option.
Thankfully, there are many options available to make dental care an option for everyone. Remember, mouth health is linked to a multitude of overall health concerns. If you have any questions, contact us.